ASH LAMINATE FLOORING

Front Floor Liners Custom Molded Black

Replace your factory floor mats with superior Husky Liners custom molded floor liners and discover peace of mind. No matter what you drive to get from here to there, no matter what your job is – you use your vehicle and it gets dirty. Gravity ensures that the messes that happen inside your vehicle end up on the floor. Drink spills, the gunk off your shoes and whatever the kids drop – all sink into a factory floor mat and ultimately your carpet. As if you needed one more thing to worry about? When you have custom molded floor liners from Husky Liners, you can relax when the spills happen. Our floor liners are not your typical floor mats. Our Engineers use cutting-edge laser scanning and computer design to create the world’s best custom floor liners. Husky Liners fit the contours of your vehicle’s floor area specifically and provide more coverage and more protection than the factory floor mats ever could. Husky Liners look great and install in seconds. They feature a raised lip around the edge to keep messes contained and away from your carpet. Husky Liners protect your investment by withstanding the damage from water, mud, dirt, oil, gas and battery acid. Produced from our innovative and patented material, Husky Liners are guaranteed not to crack or break for the life of your vehicle. Cleanup is amazingly fast and easy: wipe your liners off with a damp rag – for larger messes, simply hose them off. Exclusive to Husky floor liners are Sta-Put Nibs on the reverse side that grip the carpet and help keep them in place. Get Husky Liners for your vehicle’s carpeted floor areas: front row, second and third row, rear cargo and trunk. Offered in black, grey or tan to compliment every interior. Hundreds of applications are available for cars, trucks, SUV’s, crossovers, and vans.

South Street Seaport Historic District, Manhattan

Constructed as a double building in 1840, this structure was owned by the prominent mercantile firm of Slate, Gardiner & Howell, who occupied No. 115 until 1860. Massive granite piers at either side of the building are original features of the Greek Revival storefront, as is the molded granite lintel overhead. During the 1880s,when John J. Flynn ran a bar and lodging house here, the ground floor was altered with cast-Iron rectangular columns. These narrow paneled columns, with a geometric design at the upper portions, contrast In their slenderness with the earlier more massive granite supports at the sides. The four upper stories are faced in Flemish bond brickwork. A simple dentilled roof cornice above a paneled brick fascia crowns the building.

South Street Seaport Historic District, Lower Manhattan

The East River waterfront of lower Manhattan, which Includes the site of today's South Street Seaport Historic District played an Important part In the early history of New York City and became over a period of two hundred years, one of the most prosperous commercial districts In the City. This development of the South Street Seaport area from a small cluster of wharves In the 18th century to an Important part of the leading port of the nation In the mid-19th century reflects the rise of New York City as an international center of commerce.

This southeastern shore of Manhattan was quickly recognlzed as the natural site for the city's harbor. It was safer to land here than to attempt the more treacherous western shore, where a ledge of rocks proved hazardous. In addition, since the East River was narrower than the Hudson it provided much-needed shelter for the small early vessels.

Early In the development of Manhattan the shipping trade. centered around the East River harbor. supplied the city with an important source of revenue. The Schermerhorn family, which was to play such an Important part In the development of South Street Seaport, established a regular shipping service from New York to Charleston In 1728.

The most significant Impetus to the rise of the New York port as a leading commercial center was the founding of the Black Ball packet line In 1818. These square-rigged liners sailed from South Street just below Peck Slip and were the first vessels to establish regular service between New York and Liverpool.

Another major boost to the prosperity of the port of New York came with the completion of the Erie Canal In 1825. This waterway, extending from Lake Erie to the Hudson, enabled goods and produce to be easily transported to the thriving city from the rural mid-West and to be sold for good prices. The large supply of grain from this newly accessible hinterland soon made New York the principal flour market of the East. In addition, thousands of rural towns became major distributing centers for foreign Imports shipped to them along the Canal

During the early decades of the 19th century, the environs of the port underwent several changes, undoubtedly stimulated by the prosperity of the shipping trade. By 1810 South Street had been created on landfill, although the block on which today’s Fulton Market stands remained partly swamp until 1821. In 1811 the prominent merchant Peter Schermerhorn began construction of his now famous row of countIng-houses along today’s Fulton Street. OrIgInally called Beekman SlIp, the street was named In honor of Robert Fulton. whose Brooklyn Ferry began landing at the foot of the street In 1814

By the 1830s, the South Street Seaport area was a burgeoning mercantile center with major shipping and trading concerns established here; It was as well the site of the thriving Fulton Market which had moved from Peck Slip to Fulton Street In 1822.

In 1835 a disastrous fire destroyed much of lower Hanhattan, Including many early buildings near the seaport. The fire began on a wInter night when the severe cold froze the water In the flreman•s hoses. Since the majority of the clty's buildings were of wood. more than sIx hundred structures were destroyed, Including the first Merchants Exchange of 1827 on Wall Street. Immediately after the fire new constructIon began, but the fInancIal effect of the catastrophe contributed to the Panic of 1837 when all building came to a standstill.

Also arriving at the seaport were thousands of immigrant families from all over the world seeking new opportunities In America. Between 1820 and 1860, five and one half million alien passengers came to the U.S. and more arrived at the South Street Seaport piers than at any other port of entry. This flood of immigration brought the fear of disease to the seaport, and a number of cholera and yellow fever epidemics paralyzed the business of the area. Hotels and boarding houses were opened In the district during the 1850s to accommodate this transient population as well as the many overseas merchants.

During the 1850s the "golden age of

Financial District, Downtown Manhattan, New York City, New York

Summary

One of the most prominent features of the Lower Manhattan skyline, the fifty-nine-story City Bank-Farmers Trust tower is among New York City's tallest skyscrapers. Designed by the architectural firm of Cross & Cross in the restrained modern style once known as "Modern Classic," it was built in 1930-31 to be the Wall Street headquarters of one of the country's largest financial institutions, which survives today as Citibank. The steel-framed tower is sheathed in granite and limestone, making it, on completion, the world's tallest stone-faced building. Its lower portion is both massive, especially in contrast to the narrow streets, and dramatically vertical, organized around widely spaced giant piers which rise to freestanding stylized heroic figures said to represent "giants of finance." The main entrance, located on Exchange Place, is distinguished by its round arch surrounded by eleven coins of carved granite representing the various countries in which National City Bank had offices.

Decorative doors of nickel silver with bronze trim and a variety of carved forms, many designed by British sculptor David Evans, adorn the lower floors. The slender, square tower with chamfered corners, rising slightly askew to the irregularly shaped base, today remains a commanding presence in the skyline of lower Manhattan, and one of the most noteworthy of the era's skyscrapers.

DESCRIPTION AND ANALYSIS

City Bank-Farmers Trust, the National City Bank, and the Canadian Bank of Commerce

No. 20 Exchange Place was built to house the head offices of one of Wall Street's new banking conglomerates, the City Bank-Farmers Trust Co., along with a branch of the National City Bank of New York and a branch of the Canadian Bank of Commerce.1 The City Bank-Farmers Trust Company was the product of a merger of two long-established banking firms: the National City Bank of New York and the Farmers Loan and Trust Company. The Canadian Bank of Commerce was a tenant in a building demolished to make way for the new tower and had been located on the site since as early as 1872.

The National City Bank of New York, which survives today as Citibank, is among the country's largest and oldest banks, tracing its origins to the First Bank of the United States, founded in 1791, of which it was the New York branch.

That branch was reorganized in 1812 as the City Bank of New York by Col. Samuel Osgood, the country's first Postmaster General and Treasury Commissioner. Moses Taylor, who took control of the bank after the financial panic of 1837, had it chartered in 1865 as a national bank, and renamed it the National City Bank of New York.3 By 1893, led by president James Stillman, the bank had become the city's largest, and the following year the country's largest. By 1920, it had b ecome the first American bank with assets totalling one billion dollars. During the 1920s, the National City Bank of New York became the country's first full-service bank; among many innovations, it was the first major bank to offer interest on savings accounts. Expanding dramatically during that decade, the National City Bank acquired the Commercial Exchange Bank, the Second National Bank, and the People's Trust Company of Brooklyn before merging with the Farmers' Loan and Trust Company in 1929.

The Farmers Loan and Trust Company, founded in 1822, was the first trust company to be organized in New York, and is said to be the first "company of record to be incorporated for the purpose of executing trusts."4 Beginning as a fire insurance carrier, the company moved into agricultural loans, and grew enormously in the following two decades as farms expanded in New York State following the opening of the Erie Canal. After the Civil War, the

Farmers Loan and Trust Company turned to railroad trust mortgages. By the turn of the century the company had established offices overseas, and in 1918 the company joined the Federal Reserve System.

The Canadian Bank of Commerce was founded in 1867, the year of Canada's confederation, by Toronto businessman William McMaster.5 By the time of the First World War it had 379 branches, and during the 1920s almost doubled that number by acquiring the Bank of Hamilton and then the Standard Bank of Canada. Today, known as the Canadian Imperial Bank of Commerce, it is Canada's second largest bank.

The Site and Wall Street Banks

The site of No. 20 Exchange Place is a small, irregular four-sided plot occupying the entire block bounded by Exchange Place, William Street, Beaver Street, and Hanover Street. This block lay within the original Dutch settlement of Nieuw Amsterdam, and is shown in part in the so-called Castello Plan, the earliest reliable surviving map of the colony.6

By the late nineteenth century, this block had become associated with the banking houses of Wall Street. Exchange Place itself was named for the old Merchants Exchang

Shield your vehicle’s carpeted cargo area with a custom-fit rear cargo liner from Husky Liners and discover peace of mind. No matter what you drive to get from here to there, no matter what your job is – you use your vehicle and it gets dirty. Go ahead – get dirty. Load it up - the camping stuff or sports equipment, mulch, top-soil, rocks, greasy engine parts, potted plants or hunting gear – we’ve got you covered when you work and play. Husky Liners’ engineers use cutting-edge laser scanning and computer design to create the world’s best custom-fit rear cargo liners. Husky Liners fit the exact contours of your vehicle’s rear cargo area specifically and provide more coverage and protection than a universal cargo mat ever could. Husky Liners’ cargo liners look great and install in seconds. They feature a raised lip around the edge to keep messes contained and away from your carpet. Husky Liners protect your investment by withstanding the damage from water, mud, dirt, oil, gas and battery acid. Produced from innovative and patented material, Husky Liners are guaranteed not to crack or break for the life of your vehicle. Cleanup is amazingly fast and easy: wipe your rear cargo liner off with a damp rag – for larger messes, simply hose it off. Get Husky Liners for your vehicle’s carpeted floor areas: front row, second & third row, rear cargo and trunk. Offered in black, grey or tan to compliment every interior. Hundreds of applications are available for cars, trucks, SUV’s, crossovers, and vans.